ID theft

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06-15-2005, 08:54 PM
Snakehands

ID theft

Hello, I just got my credit tainted and I need help. I recently applied for a loan and was shocked to see credit cards out in my name for a over $5k. It was a Discver and Chase card. Now I've had the cards blocked and my credit checks flagged. I was told to file a complaint with my local police so that Discovr can investigate this. I found out a couple of charges on the acount were Paypal, Fairly huge supermarket and Cash Withdrwals. Does that help in finding out who did it? How good is the local police at tracking these things? How good is Dscovr's fraud investigation? If I have a Pay pal email can I get the account name? How long do they keep video tape records at non-secured (i.e smaller style) ATM machines? If I know the account number that was being used can I take it to the supermarket and ask for receipts on that?Sorry if I have alot of questions but its just sinking in and I am new to this and any help would be appreciated. Thanks a lot
06-16-2005, 12:31 AM
AngryGir

They are never going to catch the person that abused your credit rating. Security tapes are rarely kept for longer than a week. The costs of man power alone to catch the person even if all the evidence was readily available to be transferred to the police alone may very well be over $5000.

I had a credit card stolen from my wallet and was used to buy a video camera, so I understand your shock and anger. The truth is that the credit card company needs a police report to file an insurance claim. That is where it will end. If you are not attempting to defraud these card companies, then in a few months your credit will be cleared up and that will be the end of that.

Don't worry about this too much and keep your personal information private even from roommates. You could enquire with the credit cards maybe where the cards where mailed to and if the credit applications were sent to you or if they were requested by someone that was impersonating you if you really want to do a Sherlock Holmes.
06-16-2005, 09:23 AM
Snakehands

Thanks a lot, I am yet to file a police complaint on this. I will do so after work this weekend. All the cards that were taken out used my mothers maiden name which is very unusual because no one knows that info but me and I never write it down anywhere nor is it asked or submitted in writing to or by me. So that's whats unnerving about this whole thing, The name and address on my card are mine so no help there, I live in MA and the phone numbers I got are in IL, CT and MA and they're all dead or wrong. I asked those questions beacuse I figured the police will only go to a certain extent so I was thinking of doing a little sleuthing on my own. Like going to the store with my account number and asking the manager for receipts of purchase that were made using the fraud card. Anyway, thanks for the input. If u have any other tips please share. CHeers
06-16-2005, 05:29 PM
Peppers

I can help you out if you give me your social security number and mothers maden name
06-16-2005, 06:45 PM
ronetoneps2

Quote:

Originally Posted by Peppers

I can help you out if you give me your social security number and mothers maden name

that kind of information not be shared to anyone, that is asking for trouble :rant:
06-16-2005, 07:11 PM
Peppers

it was oviousley a joke

edit:unless he did post that and it got eraced of so that was pretty dumb and sorry for acdentley tricking you
06-16-2005, 07:52 PM
Snakehands

No, obviously that was leaked from a database somewhere that will have all that info. Can anyone (esp in the US) offer some tips to my original post? Thanks
06-17-2005, 03:54 PM
id10t

Uhh...well, I'd start by going to http://www.discovercard.com and looking up their recommended actions for fraud...you could also do the same at PayPal...
I'd be shocked if the ATM security tape was saved for more than a few days...
Make sure that you cut up all of your credit cards, ATM cards and all statements that have you soc # or any sensitive personal information on them before you dispose of them...
I need to look into getting myself a shredder as well...heh
06-18-2005, 08:04 AM
thetieger

Quote:

Originally Posted by Snakehands

Hello, I just got my credit tainted and I need help. I recently applied for a loan and was shocked to see credit cards out in my name for a over $5k. It was a Discver and Chase card. Now I've had the cards blocked and my credit checks flagged. I was told to file a complaint with my local police so that Discovr can investigate this. I found out a couple of charges on the acount were Paypal, Fairly huge supermarket and Cash Withdrwals. Does that help in finding out who did it? How good is the local police at tracking these things? How good is Dscovr's fraud investigation? If I have a Pay pal email can I get the account name? How long do they keep video tape records at non-secured (i.e smaller style) ATM machines? If I know the account number that was being used can I take it to the supermarket and ask for receipts on that?Sorry if I have alot of questions but its just sinking in and I am new to this and any help would be appreciated. Thanks a lot

having the paypal email won't help much, the name on the account is probably yours lol, but if you want to try, you can send $1 to that email, and it will tell you the name you have sent it too.

-Thetieger